It is a requirement that all students (undergraduates who are registered for 6 or more credits and graduate students who are registered for 4.5 or more credits) have health insurance coverage. The Cooper Union provides health insurance for all students through our health insurance company, Wellfleet. 

The cost of insurance will be automatically charged to the student's account. The annual cost of health insurance for the 2025 – 2026 academic year is $3,719. Please notify the office of students accounts at bursar@cooper.edu if you are not planning to be enrolled at The Cooper Union for the full academic year and only require health insurance for a single semester. The cost for the fall 2025 semester (August 15 – December 31, 2025) health insurance coverage is $1,416, and the cost for the spring 2026 semester (January 1 – August 14, 2026) health insurance coverage is $2,303.  

The insurance cost for fall 2025 (August 15, 2025 - February 17, 2026) exchange students is $1,906. The insurance cost for spring 2026 (January 1 – July 14, 2026) exchange students is $1,987. 

Students who are covered under their own or their parent's insurance policy may choose to waive the student health insurance plan. Please be advised that if you wish to waive the insurance coverage, the insurance you provide must be currently active and will be subject to coverage eligibility verification through Wellfleet. Please check your cooper.edu email and follow the instructions from Wellfleet for the health insurance waiver process. The waiver must be filed by October 15! 

The waiver deadline for our spring exchange students is March 17. 

The 2026 – 2027 student health insurance plan will available in the summer of 2026. 

If you have any questions, please email Alex Fischer, Assistant Dean of Students at alex.fischer@cooper.edu.