• Tuition and Fees: These figures reflect the cost of tuition and fees for a student taking 12-21 credits during the fall and spring semesters.
   
• Living Expenses (Housing and Food): The Cooper Union calculates the on-campus housing figure using the average cost of a double-occupancy room and a single room—the cost will vary depending on your room selection. 
  
  The Off-Campus housing figure is based on the median monthly average cost of living in NYC provided by valuepenguin.com. 
  
  The food component is determined by the average established by the U.S. Bureau of Labor Statistics.
   
• Books & Supplies: This is an estimate of the cost of books and supplies for a typical student for the entire academic year. Your costs may vary depending on the course requirements. You will not be billed for these items.
   
• Transportation: This is an estimate of the cost of traveling locally to and from campus or the cost of operating and maintaining a vehicle. If you are commuting outside of the NYC/MTA area and require a cost of attendance increase for this component, reach out to the Office of Student Financial Services. These costs will not appear on your bill.
   
• Personal Expenses: This is an estimate of costs for clothing, haircuts, entertainment, etc., for the year. The actual amount spent on these items will vary per student. These costs will not appear on your bill.
   
• Average Loan Fees: Federal Direct Subsidized and Unsubsidized student loans have an origination fee of $1.057%, which is taken out of the loan before funds are sent to The Cooper Union. The $50 listed above is the average fee for students who borrow these loans.
  
  Federal Direct Parent PLUS Loans have an origination fee of $4.228%, which is also taken out of the loan before funds are sent to Cooper Union. The $840 listed above is the average fee for students/parents who borrow these loans.
  
  Actual fees will depend on the amount you borrow (if any) and will not appear on your bill.

Where do these figures come from?

• Direct costs are determined by The Cooper Union. For indirect costs, we use market research and the recommended guidelines published by the College Board. Most figures change slightly every year.
   
• Indirect costs are estimated amounts. If these estimates do not reflect your actual expenses, contact the Office of Financial Aid to discuss options for adjusting your indirect cost allowance.